13 Unique Christmas Gifts for Tiny Budgets
If holiday shopping hasn't been on your radar, it's time to make your list & check it twice. Unique Christmas gifts shouldn't break the bank.
Tag Discretionary Spending
Read More13 Unique Christmas Gifts for Tiny Budgets
Budgeting: Discretionary Spending
I used a relaxing picture with palm trees and lounge chairs to illustrate this post intentionally. ☺ In other posts, I discuss how our emotions can influence the way we spend money and relate to money. Calculating your discretionary spending could be another eye opening experience.