13 Unique Christmas Gifts for Tiny Budgets
If holiday shopping hasn't been on your radar, it's time to make your list & check it twice. Unique Christmas gifts shouldn't break the bank.
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Tag Discretionary Spending
Budgeting: Discretionary Spending
I used a relaxing picture with palm trees and lounge chairs to illustrate this post intentionally. ☺ In other posts, I discuss how our emotions can influence the way we spend money and relate to money. Calculating your discretionary spending could be another eye opening experience.
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